Latest Updates: investing for retirement RSS

  • Need advice about investing for retirement?

    At 21, with no current college credits, what would I be better off doing?

    1. Enrolling in college as soon as possible, then trying to save as much as I can after graduation, living in a low rent place and being frugal

    2. Postponing college for another year, working a full-time job or a full-time and a part-time both, then putting all of that (since I have no current expenses, rent, etc.) into and a Roth IRA, and letting it sit through my 4 to 8 years of college (until about age 40 or 45), adding at least ,000 a year after that (much more if I make more)

    3. Postponing college for 2 more years instead of one, and putting between ,000 and ,000 into , etc., and pulling out some of that for graduate or medical school if I end up going that route, then starting to invest mainly after graduation and residency, about 10 years from now

    Which one is the smartest route, financially? Thanks.
    I mean, step one does sound best to a lot of people. But I know that what you invest before 25 has a huge impact.

     

  • Alternative Retirement Plans …?

    My company does not offer 401(k) Plan, but I still want to start . What are the best alternative retirement plans, and what companies would be the best to go for?

     

  • Investing for Retirement Question?

    Hey, I’m 18 years old right now and I have ,000. I know that if I invest it correctly it could be all I need for retirement. I plan on contributing 10% of my monthly wages into the fund. Right now that won’t be much, around a month, but hopefully when I get out of college and get a full time job (economy willing), I’ll be able to put more in. Eventually I plan to stop contributing and let the compound interest take it from there. I used a financial calculate and at 8% interest it would be around ,000,000 in 2059. My question is how should I invest to get the maximum amount of interest possible without taking a HUGE risk? , markets? I know historically the average annual return rate of the is around 12%, but look at it right now, it isn’t always reliable. Anyway what would you all suggest?

     

  • Help with investing/loans?

    I’m 19 and have moved back home to eliminate most of my bills, and so I’m looking to for retirement or otherwise.

    How/where should I start? I’m pretty sold on a Roth IRA, which I believe would let me withdraw to put a down payment on a home in the future.

    My other concern is that I have a significant bit of student debt, some private, and some stafford. I will likely continue to take out stafford loans. What should I focus more on? Paying back loans? Investing? Or try to balance the two?

    Thanks in advance.

     

  • Relative giving you investment advice, and you just want them to shut up… what do you do?

    My grandpa, love him, but all he talks about is and how I need to do it. Is there a way I can say leave me alone? I do not want to be like him- always concerned with issues. I just want to enjoy life. is nice, but distracting, and corrupting. I don’t want to spend all my life bleeding and struggling to make , just to end up old and miserly, unable to physically enjoy what is left of my life, financing my prolonged degrading existance.

     

  • What are three ways of investing for retirement?

     

  • How do i start learning about investments and college savings??

    want a place to start learning the basics of and for college ?? How & where do i start?? Are 529’s better or the MET’s better??? Please help??

     

  • Should I stop investing for retirement?

    I am a 24 year old full time worker, part time college student. I would really like to purchase a home in the next couple of years. Right now I am maxing out my 401k (50% match) but this doesn’t leave me with much to save for a home. I know saving for retirement isn’t on most 24 year olds agendas but I try to be good with and I’ve heard every dollar saved in your 20’s is 8 times more valuable than one saved in your 50’s. Should I put my 401k on hold and start aggressively saving for a house or continue to load up my retirement so I can make good use of compound interest. I really don’t make enough to do both. Thanks.

     

  • investing for retirement? 401K?

    I would like to start savig with the 401K plan, i’m new on this so if you could answer the following questions I would appreciate it.
    I’m 25 years old, my yearly income is 35,000
    1)How much is good to put in this plan a month.( My company pays .35 cents per dollar)
    2)If I leave this company what happens to that
    3)Can I get the just on my retirement or at any time

    I appreciate your time
    How old do you need to be to with draw your and don’t pay a penalty?
    Can you change the amount you put down over time?

     

  • IRA Investing for retirement?

    I want to start an IRA the will have 0,000 in it when I retire in 27 years. How much do I need to invest semiannually in the IRA to do this if the interest is 13% compounded semiannually?

     

  • How can I get my fiance to discuss finances and investing before we get married?

    I have always been responsible with . I have a good amt of emergency savings, an excellent credit score, and started and long-term goals like a home. My fiance on the other hand does not. He does not make very much and has quite a bit of debt, he claims he cannot open a retirement account yet since he does not make enough and he is 6 years older than I am. He pays high interest on his debt and has no for investing in our future. I am concerned that we might someday have problems with , even though we are okay now. However I know once kids enter the picture things may change. When I try to talk to him about it things can get heated because he says he is doing everything he can and feels put down when I lecture him about . I don’t have a problem being the main supporter of the family, I just don’t want him or us to be in a bad situation down the road. Are there any suggestions to get him to begin investing or any books on this subject?

     

  • what is a smart allocation for investing for retirement for a 35 year old with a willingness to take risks.?

     

  • Investing for Retirement?

    If you wanted to invest ,000 toward retirement, what would you invest in? Oh, and I am almost 40 if that helps.

     

  • investing for retirement….?

    I am only 25 currently and I was wondering about some suggestions for investing for the short term (5-10 years) and for retirement. I really want to start up a photography business within the next year to year and a half and was wanting some quick for getting a jump start on it. I could put about 0-0 a month away in right now. In 6 months that may change with my job (possibly more in about 6 months, raise time :) ). We already invest in a Roth IRA right now. Wanting to invest more for the future. Tips and Tricks greatly appreciated.

     

  • Investing for retirement.?

    If my job has a 401 that matches some of what I put in….and Vangaurd has a tax-free IRA for retirement, which one should I put into? One taxes me but the other matches some of what I put in.

     

  • Any recommendations on investing for retirement?

     

  • I am 25, looking to start investing for retirement (age 70ish), and going to law school, what should I do?

     

  • Whats a good investment fund , an aggressive fund , I would like to start investing for retirement.?

    Basically im 30 years old , and I would like to retire somewhere around 60-65 , I was checking out a site , It got me interested http://www.finishrich.com/free_resources…; … How much do you think would be ideal to have for retirement.. while playing around on that site I was thinking about 500.00 a month to invest, youll notice on that site that the percentage is at 10% but that percentage, the return on you can go up right

     

  • I am on ss for a disability. II am 35 and want to begin investing for retirement, What can I do and what is?

    I want to begin a ira and need to know the laws and how much i am able to invest and how to do it

     

  • Whats a good investment fund , an aggressive fund , I would like to start investing for retirement.?

    Basically im 30 years old , and I would like to retire somewhere around 60-65 , I was checking out a site , It got me interested http://www.finishrich.com/free_resources/lattecalculator.php … How much do you think would be ideal to have for retirement.. while playing around on that site I was thinking about 500.00 a month to invest, youll notice on that site that the percentage is at 10% but that percentage, the return on you can go up right?

     
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