Comments on: mutual fund investing? http://investing.hirby.com/mutual-fund-investing-2/ Thu, 09 Feb 2012 00:24:06 -0800 http://wordpress.org/?v=2.8.5.2 hourly 1 By: river_plate_94 http://investing.hirby.com/mutual-fund-investing-2/comment-page-1/#comment-25463 river_plate_94 Tue, 09 Feb 2010 18:58:06 +0000 http://investing.hirby.com/mutual-fund-investing-2/#comment-25463 My advise for right now if you are not in the market, stay out. It is so unpredictable right now. Under normal circumstances this is a text book case of when to buy , but there are too many big elephants , US on verge of big economic problem, credit crunch, verge of global recession, commodity price volitility, etc. Today is an era of wealth destruction. Just maintaining what you have , you are ahead of most. I'd put it in a CD and be glad your getting some return instead of losing it. Remember in a mutual fund not only do you have market swings, you still have front/back end loads and expense ratio you have to beat to get ahead. Maintaining status quo means you are losing. My advise for right now if you are not in the market, stay out. It is so unpredictable right now. Under normal circumstances this is a text book case of when to buy , but there are too many big elephants , US on verge of big economic problem, credit crunch, verge of global recession, commodity price volitility, etc. Today is an era of wealth destruction. Just maintaining what you have , you are ahead of most. I’d put it in a CD and be glad your getting some return instead of losing it.

Remember in a mutual fund not only do you have market swings, you still have front/back end loads and expense ratio you have to beat to get ahead. Maintaining status quo means you are losing.

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