6 Responses to “Is it good to have all my money (200k) locked up in American Mutual Funds ?”

1. Michael M Says:
   September 8th, 2010 at 1:28 pm

   in my humble half your position view… no way. Well technically it depends on your age, plan and time frame.

   That sort of money should be working for you and I think it really comes down to are you happy with the return you are getting on your investment.

   I’m aggressive. I have over 75% of my portfolio in stocks. Are any of these mutual funds in tax shelter like an IRA or 401K?

   Diversify is correct. Mutual funds go with th market for the most part. Some for better or worse. I bet you, like most are down from the start of the year right now… just like the markets. Imagine if you saw the market going sour in December or January and pulled half that money into safe bonds or cds, ensuring no loss and some nice interest in a shaky time. Then as market conditions improve. you can invest back in at bargain prices and make more returns.

   A lot of options out there and Yahoo Answers is not the place to learn it all.

2. Thomas M Says:
   September 8th, 2010 at 1:28 pm

   Diversify, diversify, diversify. Put some in Mutual funds, some in reits, some in money market funds and some in bank cd’s.

3. AL Lucky Says:
   September 8th, 2010 at 1:28 pm

   Better try CD’s in banks in Europe. They are offering 7+% apr

4. Common Sense Says:
   September 8th, 2010 at 1:28 pm

   if you mean the "American" mutual fund family, spread over 3-4 funds…. you’re OK.

   The American Funds are one of the best Mutual Fund companies in the USA. If you have more than 3 funds (with good asset allocation)….. you’ll do fine. The only negative about these funds is cost of entry. For $200,000 your cost to enter for A shares was $11,500, more for B shares.

   Hope this helps!

5. kcincon Says:
   September 8th, 2010 at 1:28 pm

   As long as you are diversified it is.

6. May Derrek Says:
   September 8th, 2010 at 1:28 pm

   Hello,

   I also had a similair problem as you have.
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   2) Professional people who know what they where doing with my money.

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   On this blog you can follow up all the results that he is making:
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   My money is working for me, in a little over two months I already have a ROI of 68%.
   So you don’t hear me complaining!
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   Hope this has helped you!

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