I’m planning to invest in /, and purchase company shares. Can anyone help me how can I get started. I want to invest in that is 1 year or more. Thanks!

 

  • muncie birder 4:48 pm on December 1, 2009 Permalink

    Unless you are in need of current income, you should avoid bonds. They have two strikes against them right off the bat. 1. interest is taxed at the full tax rate. 2. you are loosing 4 to 5% of your capital annually to inflation despite the fact that bonds currently pay only 5% interest more or less.

    Although equity investments tend to fluctuate greatly in price at times, over the long term they tend to return 8 to 10% annually and that return is tax deferred until realized and when it is realized it is taxed about about 1/2 the regular tax rate. Oh yes, did I mention that many equities pay dividends which tend to increase over time and are currently taxed at a favorable tax rate.

  • mel s 4:48 pm on December 1, 2009 Permalink

    Bonds because companies can fold…. don’t put all your eggs in one basket.

  • DRA 4:48 pm on December 1, 2009 Permalink

    I suggest you get yourself a good financial adviser and discuss your long term goals. If you are young, you definitely want to take advantage of this bull market. You need to diversify your portfolio and the easiest way to do this is to buy into a growth mutual fund. Bonds are not a good move at the moment and in the long term.

  • yueer l 4:48 pm on December 1, 2009 Permalink

    Hi, here is a collection of informative articles about investing. a free online investing tutorial for you.

    http://www.investingtutorial.info/

    good luck !

    wish you make fortune from investing !

  • sh.1959 4:48 pm on December 1, 2009 Permalink

    Stocks and bonds are purchased and sold through firms that are regiestered with the Securities and Exchange Commission as "broker-dealers". Representatives who are employed by these broker-dealers will help you place your order to buy or sell. But, before you talk to them, you should educate yourself as much as possible. These representatives get paid to broker transactions, not to give advice on what to buy or sell. Investing in individual stocks and bonds is risky and you should fully understand what you’re doing before investing.